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Product Center > Individual Products > Retirement Plans

ING New Golden Life

Today when you look ahead in life your golden years may seem far away, but only if you plan towards the future ‘Today’ will these dreams become a reality. It’s vital to save systematically and have a financial plan that helps you stay in control of your retired life and live the way you want to.

As a unit linked investment plan – ING New Golden Life offers you the perfect solution that will help you realize the retired life of your choice, with a wide range of Benefits that are personalized to suit your needs and ensures that your life after retirement is the golden period of your life.

Key Benefits

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Flexibility to choose your age of retirement / vesting date
Loyalty units to grow your fund faster
Flexible Investment Strategy - Manage your own investments or choose the Life Stage Investment

Product Features

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Eligibility

Minimum Age at Entry: 18 years
Maximum Age at Entry: 65 years
Minimum Vesting Age: 45 years
Maximum Vesting Age: 75 years

Minimum Yearly Premium

For Premium Payment Term: Less than or equal to 10 years - Rs.30,000 p.a.
For Premium Payment Term: Greater than 10 years:- Rs.18,000 p.a.

Maximum Yearly Premium

There are no limits on the maximum premium payable

Premium Paying Term

5 to 30 years (for Regular premium)

Vesting Period

Minimum Vesting Period: 10 years
Maximum Vesting Period: 57 years
Vesting periods allowed are 10, 15, 16… 57 years

For more details on risk factors, terms and conditions please read the Brochure and Benefit Illustration carefully before concluding a sale.

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