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Product Center > Individual Products > Retirement Plans

ING Future Perfect

ING Future Perfect Plan is a Unit Linked insurance policy that combines the benefit of protection and investment. It gives you the freedom to choose the level of insurance cover, and invest at your own pace as per your risk profile. By investing in this you can also provide for a regular income.

This plan provides an opportunity for having high protection in earlier years when you and your family need it the most. It also ensures regular income through regular Survival Benefit payments, with adequate protection in the later years.

With this plan you can also invest as per your risk profile and financial appetite as it is tailored to suit all your requirements. You also have the option to enhance your protection coverage through rider options.

Key Benefits

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Get back 250% of first year’s premium allocation charges as Loyalty Additions
Option to receive annual systematic survival benefits till age 80
Long Term Protection - Get covered up to the age of 80
Additional Protection through Riders
Flexible Investment Strategy - Manage your investments or choose one of the predefined investment strategies

Product Features

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Eligibility

Minimum Age at Entry: 8 years
Maximum Age at Entry: 55 years
Maximum Age at Maturity: 80 years

Minimum Yearly Premium

Rs. 18,000 p.a.

Minimum Top-up Premium

Rs. 2,000 (Total of the Top Up Premiums at any time should not exceed 25% of the Total Regular Premiums paid)

Sum Assured

Minimum sum assured of 5 times the annualized premium, Maximum 25 times the annualized premium

Policy Term

80 minus Age at entry

Premium Paying Term

15 to 25 years

Premium Payment Modes

Annual, Half-yearly, Quarterly, Monthly

For more details on risk factors, terms and conditions please read the Brochure and Benefit Illustration carefully before concluding a sale.

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