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Product Center > Individual Products > Protection Plans

ING Term Life Plus-Insurance policy

"Ensure dreams are protected, and get your premiums back"

Your responsibility towards your family is something you've always held close to your heart. All your efforts are devoted to their happiness, their security. Not just for the present, but even for the future. Needless to mention, your biggest priority has always been to ensure that your loved ones are secure, even in your absence. ING Life now offers you a great way to secure your family's future. That's not all; you can also enjoy a whole range of very attractive benefits offered to you in a very convenient and economical manner

The ING Term Life Plus is a Term Insurance Product with return of premiums. In addition to the sum assured which is payable on death, under this Plan the Company also returns a proportion of the premiums that you have paid after completion of half the policy term and another proportion on the policy maturity date. You also have the flexibility to surrender the policy

For more details on risk factors, terms and conditions please read the Brochure and Benefit Illustration carefully before concluding a sale.

Key Benefits

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Protection Cover: Upwards of 5 lacs Sum Assured
Flexibility to choose a policy term between 10 and 30 years
Mid-term benefit on surviving to 50% of the term
On maturity Total premium less any extra premium paid and mid-term benefit, shall be payable
In the event of death of the LA during the policy term, the sum assured chosen under the policy shall be payable
Optional riders for comprehensive accidental coverage in regular payment option
Tax benefit under Sec. 80c and Sec. 10(10D) of the Income Tax Act 1961

Product Features

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Eligibility

Minimum Entry Age: 18 years
Maximum Entry Age: 65 years
Maximum maturity age: 75 years

Sum Assured

The minimum sum assured you can opt under this plan is Rs.5 Lakhs

Premium Amount

This Plan allows you to choose the amount of premiums you wish to pay

Policy Term

You have the flexibility to choose a policy term between 10 and 30 years

Premium Payment Terms

Regular premium - till policy term completion
Limited premium - 3 or 5 years
Single premium - is a one time payment

Premium Payment Options

Annual, half-yearly, quarterly or monthly

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