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Product Center > Individual Products > Children Plans

ING Aashirvad

He will Always be your child.
He will Always have your Blessing.

What is "ING Aashirvad"?

ING Aashirvad is a best in class guaranteed insurance solution for your child. This unique offering not only guarantees your child's education and marriage, but also goes one step ahead in providing a guaranteed life cover for your child for 30 years after policy maturity.

What are the guarantees offered by ING Aashirvad?

Guarantee 1:-
Guaranteed Maturity Benefit (GMB) with flexible payout options
ING Aashirvad guarantees the target amount you have aimed for your child and offers flexible options to receive your maturity payout that will take care of your child's key financial needs.

Option A – Part Staggered & Part Lumpsum to fulfill your child's education and marriage needs
Option B – Single Lumpsum Payment for post graduation or marriage needs

Guarantee 2:-
Guaranteed Death Benefit paid in addition to the GMB, on the life of the parent and the child, in case of any unfortunate event
Guarantee 3:-
Guarantee of Premium contribution by the company (waiver of all future premiums) in the unfortunate event of the demise of the parent.
Guarantee 4:-
Guaranteed Life Cover for your child for a period of 30 years even after policy has reached maturity.

Guaranteed Maturity Benefit.
Guaranteed Death Benefit
- Before the Policy Maturity Date
- In the unfortunate event of death of the parent during the policy term
- In the unfortunate event of death of the child during the policy term
- After the Policy Maturity Date (during the extended policy term of 30 years)

Product Features

Show details

Premium Paying Term (PPT)	10-20 years The Child has to be minimum 18 years on the date of maturity.
Policy Term	Premium Paying Term (PPT) + 5 years
Minimum Guaranteed Maturity Benefit (GMB)	Rs. 400,000
Maximum Guaranteed Maturity Benefit (GMB)	No limit (subject to Underwriting)
Guaranteed Death Benefit (in addition to the Guaranteed Maturity Benefit)	Before the Policy Maturity Date For Parent:- 50% of GMB For Child:- 2.5% of the GMB + Surrender Value (if any) After the Policy Maturity Date For Parent:- Not applicable For Child:- 50% of GMB
Maturity Payput Options	Option A - Part Staggered as 7.5%, 7.5%, 10% 10% in the first 4 years after PPT & the balance 65% on the policy maturity date. Option B - Lumpsum amount of 105% on the policy maturity date

For more details on risk factors, terms and conditions please read the Brochure and Benefit Illustration carefully before concluding a sale.

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Member of the Life Insurance Council | Grievance Redressal

Insurance is the subject matter of solicitation | ING Vysya Life Insurance Company Limited. IRDA Registration No. 114

Registered & Corporate Office: ING Vysya House, 5th Floor, # 22 Mahatma Gandhi Road, Bangalore 560001, India

	ING Aashirvad
	Creating Life Child Protection Plan
	Creating Life Money Back Plan





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