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In case of death of the life assured, due to accident during the term of the policy,
the Sum Assured under this Rider is paid along with the Sum Assured under the basic
policy.
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An event or series of events of violent, external and visible nature causing bodily
injury is defined as accident.
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Death, which results from bodily injury, occurs within 180 days from the date of
injury resulting from an accident.
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For Individuals: Yearly, Half-Yearly, Quarterly
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For group billing as a single cheque from a company: monthly facility availability
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Yearly: 10.86
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Half yearly: 5.61
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Quarterly: 2.895
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This Rider shall not cover the death, disability or dismemberment of the Life Assured
being caused directly or indirectly by any of the following:
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Any disease or infection.
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ll subsequent contributions 3%
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Intentional self-inflicted injury, suicide or attempted suicide, while sane or insane.
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Life Assured being under the influence of alcohol, narcotics, psychotropic substances
or drugs unless taken in accordance with the lawful directions and prescription
of a qualified and registered medical practitioner.
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War (declared or undeclared), war-like operations, invasion, civil commotion, riots
or revolution.
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Participation in any flying activity, except as a bonafide passenger in a commercially
licensed aircraft.
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Participation is a criminal or unlawful act.
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Any injury sustained before the Effective Date of this Rider.
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Participation in hazardous sports, hobbies or pastimes including (but not limited
to) racing, parachuting, mountaineering etc.
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Atomic energy explosion or radiation of any kind.
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Maximum Cover Equal to the Sum Assured under the basic policy, subject to an overall
maximum of Rs. 20,00,000/-
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