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General Disclaimer and Limitation of Liability
The data/ statements made in this website are only for information purposes, and shall not be construed as an offer or solicitation to sell any security, products or services. While ING Vysya Life Insurance Company Limited (“IVL”) takes reasonable care and acts with good faith in compiling or providing such information, IVL does not make any representation about the completeness or accuracy of statements contained herein. IVL does not claim that the information contained in the website will be updated, nor does IVL warrant that it will make available to use of website at all times without interruption. IVL advises the Users of the website to seek appropriate advice before acting on the basis of any information provided in the website.

To the extent permitted by law, IVL disclaims any and all liability and damages (including without limitation, damages for loss of profits, business interruptions, or loss of information), whether arising out of contracts, torts, negligence or in any other manner, for any inaccuracies or errors contained in the website, even if IVL has been advised of the possibility of such damage or liability. Specifically, IVL shall not be liable for any direct or indirect, damage caused to any person or the User, due to any computer virus or other harmful software that may be generated or spread through transmission, by accessing this website.

Governing Law and Jurisdiction
Access to and use of this website is subject to and governed by the laws of India and the Courts in Bangalore, India shall have exclusive jurisdiction in relation to any matter that may arise in relation thereto User's access of this website is at their own risk and the User shall be responsible for compliance with any other laws to which the User may be subject.

Restriction on Use of Materials
Except as otherwise expressly permitted by IVL, no materials from this website, or any website owned, operated and controlled by IVL may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. By accessing this website, the User agrees that he/she will not insert a hyper link to this website or any part thereof on any other website or modify, copy, reproduce, upload, distribute any material from this website on to any other server, website or web page. Downloading of material displayed on this website for Users personal but non-commercial use is permitted only if the copyright and other proprietary notices contained on the notices are retained. Users are not permitted to modify or prepare derivative works from the contents of this site. Users are not authorized to post on or transmit to or from this web site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.

Intellectual Property
All trademarks, services marks, trade names, logos, icons and other intellectual property rights (the “Intellectual Property”) are proprietary to IVL or used by IVL as permitted through contractual arrangements with respective proprietors. The content of this web-site shall at all times continue to be the property of IVL/ respective content providers/ proprietors and will be strictly protected by copyright and other applicable laws. Any usage, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or circulation of the said content without the express prior written consent of IVL or the respective proprietor is strictly prohibited. Nothing in this website shall be construed as granting by implication or otherwise a license or a right to use such Intellectual Property, or indulge in reproduction or reverse engineering, decompiling or sublicensing such Intellectual Property.

Software Licenses
The usage of any software made available in the website is governed by the terms of use of such software. Users agree that they will not transfer /export such software from India in violation of laws /regulations thereof. Furthermore IVL doesn't authorise the downloading / exportation of any software / technical data available in this website to any jurisdiction prohibited by Indian laws / regulations.

Liability for links
Links to other Internet addresses can be accessed through this website. Such external internet addresses contain information that is created, published, maintained or otherwise posted by institutions or organizations independent of this website. This website does not endorse, approve, certify or control these external internet addresses and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information located at such addresses. This website does not undertake in any manner to monitor the content of such other sites and on the access of such websites, the User will be bound by the terms and conditions of those websites, including specifically the privacy policy of those websites. IVL reserves the right to terminate a link to a third party web site at any time.

Indemnification
The User agrees at his own expense to indemnify, defend and hold completely harmless IVL, its directors officers, employees and advisors to the fullest extent from all actions, suits, claims, proceedings, costs, damages, judgments, amounts paid in settlement and expenses (including without limitation attorneys fees and disbursements at actuals) (collectively "Loss") relating to or arising out of a breach by the User of the Terms of Use relating to this website or arising out of or in connection with the particulars, personal details, representations or warranties given by a User or arising from any other conduct of a User in relation to the use or access of this Website as a result of which, in whole or in part, IVL is made a party to, or otherwise incurs any Loss pursuant to, any action, suit, claim or proceeding arising out of or relating to any such conduct.

 


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